Cigar Smokers Welcome

In the past, those who savored a cigar while pausing to reflect upon their day or a fine meal were classified by the insurance companies in the same category as pack a day cigarette smokers. This made life insurance a costly option for cigar aficionados.

Fortunately, some insurance companies now recognize that cigars and cigarettes are very different in nature, and cigar smokers applying for insurance will not be treated like cigarette smokers. The companies offer “Non Smoker Underwriting Classes” for cigar smokers. This exciting new product entitles cigar smokers, including those who smoke more than the “ceremonial” cigar, to the same classifications and rates as non-smokers.

What does this mean for you?
It means you may enjoy as many cigars as you like, and still be classified as a "non smoker.”